Why My Health Insurance premiums is Expensive?

Why My Health Insurance premiums is Expensive - While health insurance premiums cheaper my friend? . When a person makes an application to purchase an individual health insurance policy, the insurance company will usually do the first selection process called underwriting.
Underwriting process on the type of health insurance required by insurance companies to determine the age, sex and medical history of each individual. Such information is very important for insurance companies to decide whether to accept health insurance applications submitted by you or not, and how the amount of health insurance premiums to be charged.
The larger the sum assured (UP) provided by health insurance companies, the greater the premium charged. Therefore do not be surprised if the health insurance premiums you must pay to be more expensive, because each person has their karakateristik, such as from:

Body Mass Index. The condition of one's body can be assessed from the height and weight composition. The higher Body Mass Index (BMI), the coverage is even more big money, because it has a high BMI means you are suffering obesity.
Health history. Health conditions of the past will serve as a reference to determine the amount of premium charged. For example, if never exposed to severe disease, had surgery, and so forth.
Work and hobbies. Increasingly risky occupations or hobbies that your field, the higher the coverage of money, so the impact on the amount of the premium that you must pay. Insurance premiums for someone who has the hobby as a paratrooper would be more expensive with someone who has a hobby of playing musik.Ini could also be a reference and information for your insurance.