Monday, September 30, 2013

Unit Link Insurance In Indonesia


Insurance Unit Linked In Indonesia - the type of insurance most in demand by the people of Indonesia today is Unit Link Insurance, Insurance Data from the Association of Indonesia (AAJI) of 2010 states that a unit-link products most in demand are managed mengontribusi Rp 32.85 trillion or 62.41%. Almost all the major insurance companies in Indonesia have this product even some foreign insurance companies in Indonesia are only selling Unit Linked insurance products without selling traditional insurance products.
In the article explains insurance, Unit Link Insurance Is It? unit-linked insurance is insurance that is associated with the investments, which combine protection and investments, with maturities shorter saving with high return on investment. Unit-linked life insurance in addition to providing the benefits of life insurance protection, while also providing an opportunity to participate directly in investing in mutual funds in particular.
Unit Linked Life Insurance enables customers to manage its finances so it does not need to go to the two companies are the insurance companies and mutual fund investment management company, due to the protection and investment products are packed into one. Even customers who have barely any income can easily get protection and investment as it can be done with a number of relatively small value of the investment.
Unit Linked Life Insurance product is also has high liquidity because of insufficient investment value so far can be taken by the customer at any time, even after a certain period the value of this investment can be used to pay the premium basis so that clients can leave the premium.

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