Monday, September 30, 2013

Choose Insurance According to Requirements

Choose Insurance According to Requirements - Currently there are a variety of insurance options offered , but not all of them should you have, you need to adjust the insurance benefits to be gained . In other words Beda Beda insurance needs .
Here are some types of insurance that you can choose :
Life Insurance
Life insurance is apt to be owned by anyone who has dependents , or anyone else who is financially dependent on your income . Life insurance protects a person from financial loss due to the risk of death . So life insurance is appropriate for those of you who already owned a family. Why ? Because if you suddenly as head of the family suddenly dies, life insurance can assure the family economy for a while, at least until there is no income from other sources .
In addition to the above reasons life insurance should also be taken by those who have debts or obligations of the mortgage debt , especially debt in large quantities with longer repayment terms . Such as mortgage loans , car loans . Life insurance is usually taken is specifically designed to be able to guarantee the repayment of remaining debt . Thus in case you are no longer a risk of death to leave his wife and children in an obligation to pay your debts .
If you are single , have no dependents and mortgage debt obligations should first consider to buy this type of insurance .
Health Insurance
Health insurance should be owned by everyone , because the risk of pain would be experienced by everyone ranging from mild illness to severe . Health is the most precious thing when you suddenly become ill and do not have enough reserve funds to pay for medical expenses would be very inconvenient .
insurance Education
Insurance education is very suitable to be owned by parents who want to prepare for the future of their children's education . Because the cost of education has increased each year . And the risk to the lives of parents as breadwinners like death and chronic pain can occur at any time .
Accident Insurance
The accident insurance will provide coverage only when you are stricken by an accident which resulted in disability or even death . This insurance is very appropriate for those of you who have jobs with high risk of accident , or if you are every day riding the vehicle to perform activities such as to and from work . Because as we all know the level of road accidents is very high , especially in Jakarta .
insurance Investment
Investment or insurance currently more familiar with the unit-linked insurance , is in great demand in Indonesia , this insurance is suitable for those of you who want to make investments while gaining life protection . It combines insurance ( health insurance / Soul ) by investing reksadana.Dalam insurance information , the advantages to be gained by having this insurance is when the contract is up you can gain cash value of your investment and your soul was protected .

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